REWARD / LOYALTY POLICY

Effective Date: [04-02-2026]

1. Introduction

This Reward Policy governs the issuance, usage, adjustment, and management of loyalty credits under the Shop N Reap platform

By participating in the loyalty program, users agree to the terms outlined below


2. Nature of Loyalty Credits

Loyalty credits issued by Shop N Reap:
  • Are promotional in nature
  • Are funded from vendor commission margins
  • Are not prepaid instruments
  • Are not digital currency
  • Have no cash value
  • Are non-transferable
  • Are non-withdrawable

Loyalty credits can only be used for eligible purchases within the Shop N Reap platform.


3. Earning Loyalty Credits

Customers may earn loyalty credits on eligible purchases made at registered Shop N Reap vendors.

Eligibility criteria may include:
  • Minimum transaction value
  • Vendor participation status
  • Promotional campaign rules

Shop N Reap reserves the right to modify earning structures at any time.


4. Redemption of Loyalty Credits

Loyalty credits may be used:
  • As partial payment for purchases
  • At registered participating vendors
  • Subject to system limits
Redemption:
  • Cannot exceed eligible purchase value
  • Cannot be exchanged for cash
  • Cannot be transferred to another user

5. Expiry of Loyalty Credits

Loyalty credits may have validity periods

Shop N Reap reserves the right to:
  • Set expiry timelines
  • Expire unused credits
  • Modify expiry policies

Expired credits cannot be reinstated unless explicitly approved.


6. Adjustments & Reversals

Shop N Reap may reverse or adjust loyalty credits in case of:
  • Cancelled transactions
  • Refunded purchases
  • Fraudulent activity
  • System errors
  • Policy violations

Such adjustments shall be final and binding.


7. Vendor Participation

Loyalty credits are funded through agreed vendor commission structures.

Vendor participation in reward campaigns may vary.

Not all vendors may offer identical reward benefits.


8. Misuse & Fraud Prevention

Shop N Reap reserves the right to:
  • Suspend accounts
  • Cancel credits
  • Terminate participation

If misuse, manipulation, or fraudulent activity is detected.


9. Program Modification or Termination

Shop N Reap reserves the right to:
  • Modify reward percentages
  • Suspend reward issuance
  • Discontinue the loyalty program

At its sole discretion, without prior notice.


10. Limitation of Liability

Shop N Reap shall not be liable for:
  • Loss of expired credits
  • Redemption disputes
  • System calculation errors beyond reasonable control

Participation in the reward program is voluntary.