Shop N Reap

Shop N Reap operates as a digital marketplace facilitation plaƞorm designed to support merchant growth and customer loyalty through structured purchase-based rewards.
We do not sell or deliver products. We enable transactions between registered vendors and customers.


FOR CUSTOMERS

✔Step 1: Shop at Registered Vendor
Customers purchase goods or services directly from a registered Shop N Reap vendor.

✔ Step 2: Pay via Secure QR Code
Payment is made using the vendor’s bank-issued QR code through UPI or supported digital payment methods.

✔ Step 3: Automatic Commission Settlement
The bank’s integrated settlement system automatically splits the agreed commission to Shop N Reap and transfers the remaining balance to the vendor.

✔ Step 4: Earn Loyalty Credits
Eligible purchases generate loyalty credits funded from vendor commission margins.

✔ Step 5: Redeem on Future Purchases
Customers may use accumulated loyalty credits as parƟal payment at any registered Shop N Reap vendor.
Loyalty credits are promoƟonal, non-withdrawable, and subject to usage terms.


Shop N Reap

FOR VENDORS

✔Step 1: Register with Shop N Reap
Vendors complete onboarding and agree to commission structure.

✔ Step 2: QR Code Issued
Vendor uses bank-issued QR code for customer payments.

✔ Step 3: Real-Time SeƩlement
Upon payment, the bank’s nodal system automatically transfers:
* Agreed commission portion to Shop N Reap
* Remaining balance to vendor account

✔ Step 4: Reward Adjustment Settlement
If customer redeems loyalty credits, necessary adjustments are processed as per system report.

✔ Step 5: Growth & Repeat Business
Vendors benefit from increased customer retenƟon and structured loyalty incentives.


Shop N Reap

Platform Role Clarification

✔Does not store customer payment credentials

✔Does not handle cash transactions

✔Does not stock or deliver products

✔Operates as a digital facilitation and loyalty management plaƞorm